My Acorns Update: $711.83

by Dr. Monroe Mann, PhD, Esq, MBA, LLM, ME, EMT
Founder & Executive Director, Break Diving, Inc.

As promised, here is another of my Acorn Investment App updates. What started at $0 in August 2017, and then went to $75, and finally surpassed $300 is now at $711.83!

Note: this is not all “gains”.  Most of it is just me continually adding money to the account.  As you can see from the photo, the $117.03 of the recent increase resulted from about $43 of roundups, $50 from my recurring monthly investment, $20 from random optional additions I’ve made in the last 30 days, and then $4.10 in dividends.

Since I pay $1.00/month to Acorns for the service, that $4 in dividends just paid for the service for the next four months.  That is pretty cool!

Does the account have any true gains?  Yes!  Since I started using this app, the account HAS seen gains.  In fact, since I started, the account itself has had a $21.97 gain.  That’s $22 of found money over the last five months.  Nothing to ‘brag’ about, but nothing to scoff at either.

New strive: get to $1,000 before the end of March, and $1,500 by August (the 1-year mark).

Talk soon! And if you haven’t yet started your OWN Acorns account… do so immediately!


P.S. – I just recently downloaded another app called RobinHood, which allows me to purchase individual stocks (whereas Acorns only invests into index funds).  The great part about RobinHood?  No fees for buying stocks, and virtually none for selling.  The not-so-great part?  You can’t buy OTC (over the counter)/foreign stocks.  So for that, I am looking into TDAmeritrade and eTrade, both of whom have mobile apps.

You can read all of my Acorns posts from the beginning by starting here: The beginning of my Acorns journey.

Note too: my entire ‘portfolio’ consists of: index funds (Acorns), individual stocks (RobinHood), treasury bonds, bills, notes, and savings bonds (, and regular cash savings accounts (, formerly INGdirect).  In order, from safest to more risky: Cash savings, US Treasury stuff, index funds, individual stocks.

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